Founding Engineer

Raydar H-1BOPT Information Technology Full-timeNew York, New York $150K-$300K

Posted Sep 14, 2026 · Expires Oct 9, 2026

Quick facts

Pay: $150K-$300K
Type: Full-time
Location: New York, New York
Skills: Python, TypeScript, React
Industry: Information Technology — 671 open jobs
Visa in listing: H-1B, OPT
Apply: Free to apply — never pay anyone for a job offer or visa sponsorship

Job description

Our client is a pre-seed fintech company building an agentic neobank: an autonomous personal CFO designed to optimize cash, debt, budgeting, expenses, investing, and taxes. Founded in 2025 by a former senior financial-services leader at a global consulting firm, the company is starting with tools that help consumers get out of debt faster and is building toward an AI-native financial operating system.

We are hiring a Founding Engineer to become the company's first technical hire and build the product from prototype through MVP launch. You will own the architecture, stack, and technical standards across web, mobile, backend, cloud infrastructure, AI agents, and regulated money movement. This is a deeply hands-on 0-to-1 role with a clear path to technical leadership as the team grows.

What you'll do

Build the MVP end to end across web, mobile, backend, data, and infrastructure
Integrate banking-as-a-service partners, payment rails, card and lending systems, and KYC and AML services
Design secure, resilient architecture for an agentic financial-services platform
Build agentic workflows that make real-money decisions with deterministic logic, auditability, and compliance guardrails
Select cloud, data, observability, disaster-recovery, and security approaches from first principles
Set engineering standards for future hires while coordinating with contract engineers
Ship production systems quickly without compromising trust, reliability, or regulatory requirements

Requirements

5 or more years of full-stack software-engineering experience
A track record of building and shipping a product from zero to one for real users
End-to-end ability across React or React Native, TypeScript, backend services, Python, and cloud infrastructure
Hands-on experience building or deploying AI agents or agentic workflows in production
Experience owning architecture for secure, reliable production systems
Strong product judgment, bias for action, and comfort operating as the first technical hire
Ability to work regularly from New York City or San Francisco within 12 to 18 months

Bonus points

Experience at a US fintech startup in neobanking, banking-as-a-service, cards, lending, or payments rails
Experience with KYC, AML, money movement, regulated data, or consumer financial products
Familiarity with LLMs, retrieval-augmented generation, and production AI safety patterns
A computer-science or other technical degree
Interest in growing into a technical leadership and management role

Benefits

Base salary of $150K-$300K
Founding-team equity of 1% to 4%
Exceptional scope and direct influence over product, architecture, and company direction
Visa transfers, OPT, and H-1B sponsorship may be available for exceptional candidates
Remote-first for the first 12 to 18 months
Transition to regular in-person or hybrid work in New York City or San Francisco after that period
Full-time founding-team position

Apply

Visa sponsorship record

No public sponsorship records found

We didn't find H-1B, H-1B1, E-3 or green card (PERM) filings under the name Raydar in the Department of Labor and USCIS data. That doesn't mean the job can't be sponsored — the company may file under a different legal name, be new to sponsorship, or sponsor a visa that isn't in these datasets (for example H-2B or J-1).

Tip: ask the recruiter early, in writing, which visa they sponsor and whether they cover the legal and filing fees.

Which visas can work for this job

Occupation: Software Developers (SOC 15-1252).

Mentioned in the listing
H-1B, OPT
H-1B cap-exempt employer
Regular cap-subject employer — a new H-1B needs to win the lottery in March (unless you already hold cap-counted H-1B status).
TN (citizens of Canada and Mexico)
This kind of role may fit the USMCA profession “Computer Systems Analyst (or Engineer, for engineering-degree holders)” — it depends on the actual duties. No lottery, no cap; you need the matching degree or license.
E-3 (Australia) and H-1B1 (Chile, Singapore)
Same degree requirement as H-1B, but no lottery and a separate quota that is rarely filled.
O-1 (extraordinary ability)
For candidates with awards, publications, press, a high salary or critical roles at distinguished organizations. No cap, no lottery; the employer files a petition.
STEM OPT extension (F-1 students)
Requires an E-Verify employer. We didn't find this company in the E-Verify list — ask HR.

Salary vs prevailing wage

Level IV (fully competent)

Software Developers · New York (state median of areas). Annual prevailing wages set by the Department of Labor (OFLC).

L1L2L3L4

Level	Prevailing wage	H-1B lottery odds*
Level I	$84,937	~15%
Level II	$107,244	~31%
Level III	$128,658	~46%
Level IV	$149,208	~61%

This job pays $150,000–$300,000 a year — that's Level IV (fully competent). In the wage-weighted H-1B lottery a Level IV registration gets 4 entries; estimated selection chance about 61% — better than average.

* Odds are DHS projections for the FY2027 wage-weighted lottery (actual results vary by year and employer). Since the FY2027 cap season the H-1B lottery is weighted by wage level: Level I = 1 entry, II = 2, III = 3, IV = 4. The level is set by the offered wage against the prevailing wage for the occupation and worksite. Separately, a $100,000 fee for new H-1B petitions for workers outside the US was announced in 2025; as of September 2026 a federal court ruling keeps it unenforceable while appeals continue — check the current status.

Sources: U.S. Department of Labor OFLC disclosure data (H-1B/H-1B1/E-3 LCA, PERM), OFLC prevailing wage data, USCIS H-1B Employer Data Hub, E-Verify participating employers. Data loaded: LCA FY2024–FY2026, PERM, USCIS Data Hub, OFLC wages; updated 2026-10-03. Employers are matched by name, so records of companies with similar names can occasionally be mixed up. This is general information, not legal advice — talk to an immigration attorney about your case.